The following privacy policy provides a simple overview of what happens to your personal data when you visit our website www.theqdrocompany.com operated by The QDRO Company, LLC of PO Box 422, Chelsea, MI 48118. We take the protection of your personal data very seriously and treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.

 

General Information

 

How do we collect your data?

On the one hand, your data is collected by you providing it to us. This can be, for example, data that you enter in a contact form or when you Schedule a Phone Consultation.

 

On the other hand data is collected automatically by our IT systems when you visit the website. This is mainly technical data (e.g., Internet browser, operating system or time of page view). This data is collected automatically as soon as you enter our website.

 

What do we use your data for?

Some of the data is collected to ensure error-free provision of the website. Other data may be used to analyze your user behavior.

 

What rights do you have regarding your data?

You have the right to receive information about the origin, recipient, and purpose of your stored personal data free of charge at any time. You also have a right to demand the correction, blocking, or deletion of this data. For this purpose, as well as for further questions on the subject of data protection, you can contact us at any time at info@qdroco.com.

 

Revocation of your consent to data processing

Many data processing operations are only possible with your express consent. You can revoke an already given consent at any time. For this purpose, an informal communication by e-mail to us is sufficient. The legality of the data processing carried out until the revocation remains unaffected by the revocation.

 

Security

For security reasons and to protect the transmission of confidential content, such as payments or requests that you send to us, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the fact that the address line of the browser changes from "http://" to "https://" and by the lock symbol in your browser line. If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

 

Data collection on our website

 

Cookies

The Internet pages partly use so-called cookies. Cookies do not cause any damage to your computer and do not contain viruses. Cookies serve to make our offer more user-friendly, more effective and safer. Cookies are small text files that are stored on your computer and saved by your browser.

 

Most of the cookies we use are so-called "session cookies". They are automatically deleted after the end of your visit. Other cookies remain stored on your terminal device until you delete them. These cookies allow us to recognize your browser on your next visit.

 

You can set your browser so that you are informed about the setting of cookies and only allow cookies in individual cases, exclude the acceptance of cookies for certain cases or in general and activate the automatic deletion of cookies when closing the browser. If cookies are deactivated, the functionality of this website may be limited.

 

Cookies that are required to carry out the electronic communication process or to provide certain functions that you have requested are stored on the basis of our legitimate interest. We have a legitimate interest in storing cookies for the technically error-free and optimized provision of its services. Insofar as other cookies (e.g.,., cookies for analyzing your surfing behavior) are stored, these are explained separately in our Cookie Policy.

 

Server log files

The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:

 

  • Browser type and browser version

  • Operating system used

  • Referrer URL

  • Host name of the accessing computer

  • Time of the server request

  • IP address

 

This data is not merged with other data sources.

 

Contact form

If you send us inquiries via contact form, your data from the inquiry form, including the contact data you provided there, will be stored by us for the purpose of processing the inquiry and in case of follow-up questions. We do not pass on this data without your consent. The processing of the data entered in the contact form is therefore based exclusively on your consent. You can revoke this consent at any time. For this purpose, an informal communication by e-mail to us is sufficient. The legality of the data processing operations carried out until the revocation remains unaffected by the revocation.

 

The data you entered in the contact form will remain with us until you request us to delete it, revoke your consent to store it, or the purpose for storing the data no longer applies (e.g., after we have completed processing your request). Mandatory legal provisions - in particular retention periods - remain unaffected.

 

Appointment Scheduling

We use the Calendly tool provided by Calendly LLC of 271 17th St NW, Ste 1000, Atlanta, Georgia, 30363, United States, to make appointments easily, quickly and without complications and to improve our service for existing and new clients. This constitutes a legitimate interest. When using the tool, you will be asked to provide personal data such as your name, email address and telephone number. You also have the opportunity to present your request and provide us with further information. If you use the tool, your details including the information you provide will be saved and, of course, transmitted over the Internet. The data entered is processed exclusively on the basis of your consent.

 

Online Payment, Secure data transmission and Credit card information

The transmission of your personal information during an order transaction is encrypted using industry standard Secure Socket Layer ("SSL") technology, (SSL encryption version 3). Any credit card information you provide will not be stored by us, but will be encrypted and collected directly from our payment service provider via hypertext transfer protocol secure ("https").

 

We may share information with our payment service provider, and you may need to provide credit or debit card information directly to the provider in order to process payment details and authorize payment following a secure link. The information which you supply to in such cases is not within our control and is subject to  our payment service provider’s own Privacy Notice and Terms and Conditions.

Analysis tools and tools from third-party providers

This website uses functions of the web analysis service Google Analytics. The provider is Google Inc, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.

 

Google Analytics uses so-called "cookies". These are text files that are stored on your computer and enable an analysis of your use of the website. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.

 

The storage of Google Analytics cookies is based on our legitimate interest. We have a legitimate interest in analyzing user behavior in order to optimize both its web offering and its advertising.

 

We have activated the IP anonymization function on this website. This means that your IP address will be shortened by Google before being transmitted. Only in exceptional cases will the full IP address be transmitted to a Google and shortened there. On behalf of the operator of this website Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and internet usage to the website operator. The IP address transmitted by your browser as part of Google Analytics will not be merged with any other data held by Google.

 

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. You can also prevent the collection of data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpage/gaoptout

 

Data retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, the data processed by us will be deleted or restricted in their processing. If the data is not deleted because they are required for other and legally permissible purposes, their processing is restricted. This means that the data is blocked and not processed for other purposes. This applies, for example, to data that must be retained for commercial or tax law reasons.

 

When do we disclose your Personal Data?

We may share your information with organizations that help us provide the services described in this policy and who may process such data on our behalf and in accordance with this policy, to support our online offer and our services. If you wish to learn more about how the relevant provider process your personal data, please follow the link embedded in the above mentioned providers name.

 

Typically and unless otherwise stated in this policy, data may be shared on the basis of our contractual and pre-contractual obligations. Equally, if you have consented to it, or where there we have a legal obligation to do so or on the basis of our legitimate interests (e.g., when using agents, hosting providers, tax, business and legal advisors, customer care, accounting, billing and similar services that allow us to perform our contractual obligations, administrative tasks and duties efficiently and effectively).

 

In relation to metadata obtained about you, we may share a cookie identifier and IP data with analytic service providers to assist us in the improvement and optimization of our website which is subject to our Cookies Policy.

 

We may also disclose information in other circumstances such as when you agree to it or if the law, a Court order, a legal obligation or regulatory authority ask us to. If the purpose is the prevention of fraud or crime or if it is necessary to protect and defend our right, property or personal safety of our staff, the website and its users.

 

Integration Of Services And Contents Of Third Parties

We use within our online offer on the basis of our legitimate interests, content, or services offered by third-party providers in order to integrate their content and services.

 

This always requires that the third-party providers of this content are aware of your IP address, since the content or service could not send to your browser without the IP address. The IP address is thus required for the display of this content, and we endeavor to use providers that only use your IP address for the delivery of the content or services. However, Third-party providers may also use so-called pixel tags (invisible graphics, also known as "web beacons") for statistical or marketing purposes. The "pixel tags" can be used to evaluate information such as visitor traffic on the pages of this website. The pseudonymous information may also be stored in cookies on the user's device and may contain, among other things, technical information about the browser and operating system, referring websites, time of visit and other information about the use of our online offer, as well as be linked to such information from other sources.

 

Children Data

Our website is not intended for children, and we do not knowingly collect data relating to children. If you become aware that your Child has provided us with Personal Data, without parental consent, please contact us, and we take the necessary steps to remove that information from our server.

 

International transfers

We do not transfer your personal data outside the United States.

 

reCAPTCHA

We integrate Google's "reCAPTCHA" function to be able to recognize whether entries (e.g., in online forms) are made by humans and not by automatically acting machines (so-called "bots"). The data processed may include IP addresses, information on operating systems, devices, or browsers used, language settings, location, mouse movements, keyboard strokes, time spent on websites, previously visited websites, interactions with reCaptcha on other websites, possibly cookies as well as results of manual recognition processes (e.g., answering questions asked or selecting objects in images).

 

Hosting and Content Delivery Networks (CDN)

This website is hosted by our external service providers. The personal data collected on this website is stored on our service provider's servers. This may include, but is not limited to, IP addresses, contact requests, meta and communication data, contractual data, contact data, names, website accesses and other data generated via a website. Our providers are used for the purpose of fulfilling the contract with our potential and existing visitors and users and in the interest of a secure, fast and efficient provision of our online offer by a professional provider.

our service provider will only process your data to the extent necessary to fulfill its service obligations and follow our instructions regarding this data.

 

Automated Decision Making and profiling

Automated decision-making is not used at www.theqdrocompany.com.

 

Processing of special categories of data

No special categories data is processed.

 

Do Not Track

Some browsers (e.g., Explorer, Firefox, Safari) can send Do Not Track ("DNT") signals. As no uniform standards for DNT signals have yet been adopted, our website currently does not process or respond to DNT signals. For more information on DNT, click here.

 

Do Not Sell My Personal Information

We do not sell information.

 

Michigan Personal Identity Information (PII) Statement

 

Commercial Partners

Individual(s) or companies that have been approved by us as a recipient of organizational PII and from which The QDRO Company, LLC has received confirmation of their data protection practices conformance with the requirements of this policy. Commercial Partners include all external providers of services to The QDRO Company, LLC and include proposed Commercial Partners. No PII information can be transmitted to any vendor in any method unless the vendor has been pre-certified for the receipt of such information.

 

PII Training

All new hires entering The QDRO Company, LLC who may have access to PII are provided with introductory training regarding the provisions of this policy, a copy of this policy and implementing procedures for the department to which they are assigned. Employees in positions with regular ongoing access to PII or those transferred into such positions are provided with training reinforcing this policy and procedures for the maintenance of PII data and shall receive annual training regarding the security and protection of PII data and company proprietary data

 

PII Audit(s)

The QDRO Company, LLC conducts audits of PII information maintained by The QDRO Company, LLC in conjunction with fiscal year closing activities to ensure that this policy remains strictly enforced and to ascertain the necessity for the continued retention of PII information. Where the need no longer exists, PII information will be destroyed in accordance with protocols for destruction of such records and logs maintained for the dates of destruction.

 

Data Breaches/Notification

Databases or data sets that include PII may be breached inadvertently or through wrongful intrusion. Upon becoming aware of a data breach, The QDRO Company, LLC will notify all affected individuals whose PII data may have been compromised, and the notice will be accompanied by a description of action being taken to reconcile any damage as a result of the data breach. Notices will be provided as expeditiously as possible after the breach was discovered.

 

Confirmation of Confidentiality

All company employees must maintain the confidentiality of PII as well as company proprietary data to which they may have access and understand that such PII is to be restricted to only those with a business need to know. Employees with ongoing access to such data will sign acknowledgment reminders annually attesting to their understanding of this company requirement.

 

Violations of PII Policies and Procedures

The QDRO Company, LLC views the protection of PII data to be of the utmost importance. Infractions of this policy or its procedures will result in disciplinary actions under The QDRO Company, LLC’s discipline policy and may include suspension or termination in the case of severe or repeat violations. PII violations and disciplinary actions are incorporated in The QDRO Company, LLC’s PII onboarding and refresher training to reinforce The QDRO Company, LLC’s continuing commitment to ensuring that this data is protected by the highest standards.

 

Changes, Questions and Closing

 

Changes

In order to ensure that our privacy policy always complies with the current legal requirements, we reserve the right to make changes at any time. This also applies in the event that this privacy policy has to be adapted due to new or revised offers or services.

 

Queries and Complaints

Any comments or queries on this policy should be directed to us using our contact form. If you believe that we have not complied with this policy or acted otherwise than in accordance with data protection law, then you should notify us.